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*Here’s an example for a $3,000 purchase at 0% interest over 12 months:

Purchase Amount


Monthly Payment


Number of Payments


Total Interest Charges


Total Processing Fees


Total Cost Of Borrowing


Total Repayment Amount


Credit Rate


On approved credit. Offer valid on a payment plan offered by PayBright consisting of 12 monthly payments of $250 at 0% APR. Total cost of credit $0. Estimated monthly payment amount excludes taxes and shipping fees. Applicants who are not approved for this payment plan may be offered alternative payment plans with a greater cost of credit. Financing provided, and all transactions are subject to approval by PayBright. Financing offers may vary from time to time and may be amended or cancelled at any time. See for more information.