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*Here’s an example for a $3,000 purchase at 0% APR interest over 12 months:

Purchase Amount

$3,000.00

Monthly Payment

$250.00

Number of Payments

12

Total Interest Charges

$0

Total Processing Fees

$0

Total Cost Of Borrowing

$0

Total Repayment Amount

$3,000.00

Credit Rate

0% APR

Payment options through Affirm Canada Holdings Ltd. ("Affirm"). Your rate will 0—31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on cr«iitworthiness and subject to an eligibility check. Not all customers will eligible for 0% APR. Payment options depend on your amount, may Vary by and may not be available in all Actual payment option terms Will shown at checkout. A down payment (or a payment due today) may required. Affirm accepts debit cards and PAD as forms Of repayment on payment options. payment options rnay eligible for repayment in the form Of credit cards. please review the terms and conditions Of your credit card when using it as a form Of repayment, Sample payment options may be: a $800 purchase could split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-work

Affirm Deviation

For guidance on how to stay in compliance, you can review the business hub in either English or French:
If you have any questions, you can contact the Affirm team at compliancemonitoring@affirm.com


Deviation 1

Hybrid Adaptive: Outdated Financing Name (not resolved)
please all mention Of PayBright to Affirm.

Deviation 2

Hybrid Adaptive: Outdated APR (not resolved)
Please APR to 0% - 31.99%

Deviation 3

Hybrid Adaptive: Outdated Eligibility Criteria (not resolved)
Please update your eligibility r«wirements to the following: - Canadian permanent reident or citizen - 18 years of age CAB, MB, ON, PEI, QC, SK)/ 19 Years of age
(BC, NB, NF, NT, NS, NO, YK)

Deviation 4

Hybrid Adaptive: False, Misleading, or Deceptive Representation: "0% Interest" without "APR" (not resolved)
Please ensure that -APR" follows an interest rate when referencing financing with Affirm. For example, "15% APR.

Deviation 5

Hybrid Adaptive. Invalid Hyperlink (not resolved)
Please ugxiate hyperlink to: https://www.affirm.com/en-ca/how-it-works

Deviation 6

Hybrid Adaptive: Outdated Cost of Credit Disclosure (not resolved)
Please update your disclosure to the following:

"Payment options through Affirm Canada Holdings Ltd. ("Affirm"). Your rate will 0—31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on cr«iitworthiness and subject to an eligibility check. Not all customers will eligible for 0% APR. Payment options depend on your amount, may Vary by and may not be available in all Actual payment option terms Will shown at checkout. A down payment (or a payment due today) may required. Affirm accepts debit cards and PAD as forms Of repayment on payment options. payment options rnay eligible for repayment in the form Of credit cards. please review the terms and conditions Of your credit card when using it as a form Of repayment, Sample payment options may be: a $800 purchase could split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-work.